Borrower Risk Diagnostic

Score your term sheet. Know your risk.

Loan-to-Value (LTV)

75% or below Low Risk (1 pt) 76% - 80% Moderate (2 pts) Above 80% High Risk (3 pts)

Debt Service Coverage Ratio (DSCR)

1.30 or above Comfortable (1 pt) 1.20 - 1.29 Tight (2 pts) Below 1.20 Dangerous (3 pts)

Recourse Type

Non-recourse Protected (1 pt) Partial recourse Exposed (2 pts) Full recourse Maximum (3 pts)